The Retire Happy Podcast

Excuses Why You're Working With The Wrong Advisor, Part 2

We'll continue our conversation about why we make excuses for sticking with the wrong advisor. Alex will have a question for us whether he should take some money and risk off the table given recent 401(k) growth. And John Iammarino will give us an a little checklist of items we should be thinking about as we go through the second half of 2019, specifically if you're recently retired or nearing retirement.
Important Info:
Securus Financial Site: https://www.gosecurus.com/
Call John: (858) 935-6210

Excuses Why You're Working With The Wrong Advisor, Part 1

Very often we see a broker or advisor who’s doing a less than stellar job, but folks continue to work with him or her simply because they feel that he or she is a nice guy/gal. Let’s talk about the ridiculousness of actual statements we’ve heard from clients and why it’s important for people to get help and advice that they really need, instead of just maintaining a relationship for strictly personal reasons. We'll also talk about the recent volatility in the stock market and answer a question about annual return expectations.

You Need To Avoid These Portfolio Disasters

Between wildfires, hurricanes, tornados and floods, there’s always a natural disaster making news headlines. And while life and limb aren’t at stake when it comes to your portfolio, experiencing a financial disaster can still have a catastrophic effect on your life in retirement. Let’s discuss some portfolio disasters that we’ve seen and how to avoid them...

What Does Financial Security Mean To You?

"Financial Security” might mean different things to different people, but for nearly everyone, making sure that they achieve their own definition of security is the most important part of their retirement plan. So, how do you define financial security? On today’s show, we’ll cover some of the popular responses we hear from clients during the planning process.

Identifying Financial "Fake News" (And Some More Money Proverbs) - PART 2

We'll continue our conversation about what we can learn from some popular proverbs while also diving into some recent news headlines to see if we can determine what is and isn't "fake news". Martin also has a great question on the mailbag segment about moving from one annuity product to another. Is it a good idea?

What Popular Proverbs Teach Us About Money - PART 1

There are plenty of proverbs and axioms that aren’t meant to be about money, but we can easily learn a financial lesson from them anyway. We’ll show you the hidden money meanings behind some of these popular sayings. We'll also answer an email question about whether you should take Social Security while working.

5 Simple Retirement Questions (That Are Hard To Answer)

Some of retirement planning’s most important questions seem so simple at first. They can be asked in just 4-5 words and give the impression the answers are a simple “yes” or “no”. But it’s tricky because many of these questions can become overwhelming to answer. Let’s cover some of the important retirement questions that are harder to answer than you might think.

Your Summer Vacation & Retirement

If you’re heading out on a road trip this summer, there’s a long checklist of items that you want to be sure you haven’t forgotten. And in retirement planning, some of those exact same items need to be addressed. Let’s look at some of the items that should appear on both your road trip checklist and your retirement planning checklist… We'll also answer a listener question about retiring early.

When DIY Works (And When It Doesn’t)

In many areas of our culture, the do-it-yourself mentality is really popular. There’s even a DIY Network where you can watch shows about home renovation, landscaping, or interior design…and how to do those things without professional help. Let’s talk about what the DIY mentality looks like in retirement planning.

The 5 Most Common “Pain Points” In Your Financial Life - Part 2

Continuing our conversation about pain points. Those pain points are different for each person, but everyone has something that bothers them. We'll talk about three additional pain points and how John helps people find solutions to these problems.