The Retire Happy Podcast
Financial and retirement guidance San Diego‘s John Iammarino of Securus Financial and Thomas O‘Connell of International Financial Advisory Group, Inc. in Rockaway, New Jersey. John is a veteran of the financial services industry, a Certified Medicaid Planner, and a National Social Security Advisor. He founded Securus Financial to help retirees and soon-to-be retirees ensure that their retirements provide them with financial peace of mind and the security they need to enjoy their golden years. Thomas has spent 30+ years assisting families with retirement planning, college planning and wealth management. He specializes in working with high net worth individuals, families and business owners. John & Thomas are longtime friends and will use the podcast to help make sure they‘re keeping retirement happy from coast-to-coast.
Listen on:
Episodes
Thursday Nov 02, 2023
Thursday Nov 02, 2023
The consequences of misunderstanding Social Security can be dramatic. That's why we're bringing in the best of the best to help you understand its complexities.Bill Rainaldi, the Senior Financial Services Consultant for Security Mutual Life Insurance Company, stands as the leading authority on all things Social Security. Join us as we demystify Social Security, uncover strategies to maximize your benefits, and discuss common mistakes people make surrounding this important benefit.
You can find the Social Security scam alert document here
Check out Bill's podcast:
https://smlny.com/smlpodcast/
Important Info:
Securus Financial: https://www.gosecurus.com/
International Financial Advisory Group: https://www.internationalfinancial.com/
Call John: (858) 935-6210
Call Thomas: (973) 394-0623
Thursday Oct 26, 2023
Thursday Oct 26, 2023
Bob Shalongo is the Vice President of Sales at Coastal Financial Group. The open enrollment period for Medicare is once again upon us, so we thought it would be a perfect time to invite Bob to the show. Bob will discuss the different types of Medicare plans that are out there and what criteria to look out for when selecting a plan.
Episode Links
Coastal Financial:
https://www.coastalfinancialgroup.com/
Medicare Quick Reference Guide:
https://bit.ly/3tNakD4
Important Info:
Securus Financial: https://www.gosecurus.com/
International Financial Advisory Group: https://www.internationalfinancial.com/
Call John: (858) 935-6210
Call Thomas: (973) 394-0623
Thursday Sep 21, 2023
Thursday Sep 21, 2023
Navigating the vast realm of health advice can be daunting. Enter Rachel Fox, a Certified Health Coach and the visionary behind Rachel Fox Health. Her mission is to help her clients simplify their health and show them how to live a sustainable, healthy lifestyle. John and Tom will talk to Rachel about how she approaches health and wellnesss in her coaching and some tips when building a macronutrient based diet.
Any information shared or discussed in this podcast is not intended to be medical advice, nor is it meant to treat or diagnose disease. This is for informational and educational purposes only. If you have specific questions regarding your health, please consult your healthcare provider. For more information on her virtual 1:1 coaching program and wellness philosophy, visit her website at https://rachelfoxhealth.com or follow along on IG @rachelfoxhealth.
Important Info:
Securus Financial: https://www.gosecurus.com/
International Financial Advisory Group: https://www.internationalfinancial.com/
Call John: (858) 935-6210
Call Thomas: (973) 394-0623
Thursday Aug 31, 2023
Thursday Aug 31, 2023
Dr. Chris Stepien is the Founder of Barefoot Rehabilitation Clinic. In his practice, Dr. Chris uses a variety of different techniques with the mission to permanently reduce his clients' pain. It is important that we take care of our bodies as we age so that we are able to continue to do the things we enjoy. John and Tom will talk to Dr. Chris about the best ways for people in retirement to stay physically active and why it is crucial for people to maximize their fitness today.
Learn more about Dr. Chris:
https://www.barefootrehab.com/
https://www.advancedptwellness.com/
Important Info:
Securus Financial: https://www.gosecurus.com/
International Financial Advisory Group: https://www.internationalfinancial.com/
Call John: (858) 935-6210
Call Thomas: (973) 394-0623
Thursday Aug 10, 2023
Thursday Aug 10, 2023
Audrey White is the co-author of the new book Grief Coaching: Paving a Path From Pain To Peace, which will be released this fall. She is also the CEO of the Grief Coach Academy. Through her expertise in dealing with life setbacks, grief, and stress, Audrey has helped countless individuals find hope and healing during times of trauma and loss. In this episode, John and Tom will talk with Audrey about handling grief, and how to recover from the loss of a loved one in your retirement years.
Learn more about Audrey:
Email- audrey@griefcoachacademy.com
https://audreylaurawhite.com/about/
https://www.tiktok.com/@griefcoachacademy
https://www.instagram.com/griefcoachacademy/
Important Info:
Securus Financial: https://www.gosecurus.com/
International Financial Advisory Group: https://www.internationalfinancial.com/
Call John: (858) 935-6210
Call Thomas: (973) 394-0623
Thursday Jun 15, 2023
Thursday Jun 15, 2023
Larry Jacobson is the Founder of Buoy Coaching. His business helps professionals transition into retirement, putting an emphasis on their purpose and helping them form a new identity for this next stage of life. In this episode, John and Tom will discuss how Larry's coaching program works, pursuing personal growth and passions in retirement, staying mentally and physically healthy, and much more!
More about Larry + his special offer of 3 FREE gifts & more!
https://LarryJacobson.com
https://larryjacobson.com/3-free-gifts/
Important Info:
Securus Financial: https://www.gosecurus.com/
International Financial Advisory Group: https://www.internationalfinancial.com/
Call John: (858) 935-6210
Call Thomas: (973) 394-0623
Thursday May 18, 2023
Thursday May 18, 2023
In the complex world of retirement planning, there are countless pitfalls one could fall into. In this episode, we've distilled it down to what we believe are the top 20 mistakes to watch out for. Avoiding these crucial missteps can have a significant impact on the success of your retirement plan. So, join us as we delve into these key issues and learn how to navigate them effectively when it's your turn to plan for retirement.
1. Ignoring the future tax implications of your retirement savings.
2. Starting Social Security too early.
3. Focusing on returns instead of income during retirement.
4. Being too aggressive or too conservative.
5. Taking advice from friends and family on how to invest.
6. Not diversifying investments.
7. Procrastinating saving for retirement.
8. Not having a clear retirement goal.
9. Relying solely on employer-sponsored retirement plans.
10. Inability to adjust your investment strategy as you approach retirement.
11. Withdrawing from retirement accounts too soon.
12. Ignoring long-term care costs.
13. Not adjusting your retirement budget for inflation.
14. Overlooking the importance of estate planning.
15. Failing to regularly review and update your retirement plan.
16. Ignoring healthcare expenses.
17. Not paying off high-interest debt before retirement.
18. Assuming you won’t live a long time.
19. Poor communication between spouses about money.
20. Forgetting about sequence of returns risk.
Important Info:
Securus Financial: https://www.gosecurus.com/
International Financial Advisory Group: https://www.internationalfinancial.com/
Call John: (858) 935-6210
Call Thomas: (973) 394-0623
Thursday Apr 20, 2023
Thursday Apr 20, 2023
Paul Greenwood is the Founder of the Greenwood Law Corporation. His company provides educational training to professional agencies and offers consulting and expert witness services to attorneys who are litigating elder abuse cases. Before opening his own business, Paul served as the San Diego District Attorney for 25 years. Elder abuse is unfortunately very common in our society, which is why being informed is crucial. John and Tom will talk to Paul about common elder abuse scenarios and what red flags to look out for.
Episode Resources:
https://cslb.ca.gov/
https://www.aarp.org/money/scams-fraud/about-fraud-watch-network/
https://www.bbb.org/
Connect with Paul:
Email: paul@greenwoodlawcorp.com
Website: https://www.greenwoodlawcorp.com/
Important Info:
Securus Financial: https://www.gosecurus.com/
International Financial Advisory Group: https://www.internationalfinancial.com/
Call John: (858) 935-6210
Call Thomas: (973) 394-0623
Thursday Mar 09, 2023
Thursday Mar 09, 2023
Devin Kropp is the Associate Editor at Horsesmouth. In her role, Devin helps advisors market their material and also creates material all around cybersecurity. John and Tom will talk with Devin on some of the common scams she sees and how to keep your online accounts protected.
Check out Devin's book, Hack-Proof Your Life Now! https://amzn.to/3J9f2z0
Important Info:
Securus Financial: https://www.gosecurus.com/
International Financial Advisory Group: https://www.internationalfinancial.com/
Call John: (858) 935-6210
Call Thomas: (973) 394-0623
Thursday Feb 09, 2023
Thursday Feb 09, 2023
Erin Kennedy is the Director Of Communications at Brookstone Capital Management. Erin helps advisors make their messaging clear, effective, and concise in order to help them educate their clients. John and Tom will talk about how Erin has helped them in both of their practices and her own financial education journey since beginning her role at Brookstone.
Important Info:
Securus Financial: https://www.gosecurus.com/
International Financial Advisory Group: https://www.internationalfinancial.com/
Call John: (858) 935-6210
Call Thomas: (973) 394-0623