The Retire Happy Podcast

Roth IRA Conversions

This week focuses on Roth IRA conversions. What are they? What are the benefits? What are the determining factors to know if they are suitable for you? John will answer all of these questions in detail on today's show.
Important Info:
Securus Financial Site: https://www.gosecurus.com/
Call John: (858) 935-6210

Tax Storytime

On today's show, John describes how he was able to move a couple of his clients into a more tax efficient plan. He also answers a question from Lucy who is wondering how often she should be meeting with her advisor.
Important Info:
Securus Financial Site: https://www.gosecurus.com/
Call John: (858) 935-6210

What Will The Next Market Crash Look Like?

Some people think we’re on the cusp of the next stock market crash. Others predict that we’re just due for a minor correction. And another camp thinks we’ll continue an upward trend. We don’t know who is right or when any of those options will occur. But let’s talk about what the next market crash might look like, even if we don’t know when it will come.
Important Info:
Securus Financial Site: https://www.gosecurus.com/
Call John: (858) 935-6210

What Flying Teaches Us About Retirement

There are some important lessons that flying can teach us about retirement planning. There are surprisingly more common points than you may think.
Important Info:
Securus Financial Site: https://www.gosecurus.com/
Call John: (858) 935-6210

Excuses Why You're Working With The Wrong Advisor, Part 2

We'll continue our conversation about why we make excuses for sticking with the wrong advisor. Alex will have a question for us whether he should take some money and risk off the table given recent 401(k) growth. And John Iammarino will give us an a little checklist of items we should be thinking about as we go through the second half of 2019, specifically if you're recently retired or nearing retirement.
Important Info:
Securus Financial Site: https://www.gosecurus.com/
Call John: (858) 935-6210

Excuses Why You're Working With The Wrong Advisor, Part 1

Very often we see a broker or advisor who’s doing a less than stellar job, but folks continue to work with him or her simply because they feel that he or she is a nice guy/gal. Let’s talk about the ridiculousness of actual statements we’ve heard from clients and why it’s important for people to get help and advice that they really need, instead of just maintaining a relationship for strictly personal reasons. We'll also talk about the recent volatility in the stock market and answer a question about annual return expectations.

You Need To Avoid These Portfolio Disasters

Between wildfires, hurricanes, tornados and floods, there’s always a natural disaster making news headlines. And while life and limb aren’t at stake when it comes to your portfolio, experiencing a financial disaster can still have a catastrophic effect on your life in retirement. Let’s discuss some portfolio disasters that we’ve seen and how to avoid them...

What Does Financial Security Mean To You?

"Financial Security” might mean different things to different people, but for nearly everyone, making sure that they achieve their own definition of security is the most important part of their retirement plan. So, how do you define financial security? On today’s show, we’ll cover some of the popular responses we hear from clients during the planning process.

Identifying Financial "Fake News" (And Some More Money Proverbs) - PART 2

We'll continue our conversation about what we can learn from some popular proverbs while also diving into some recent news headlines to see if we can determine what is and isn't "fake news". Martin also has a great question on the mailbag segment about moving from one annuity product to another. Is it a good idea?

What Popular Proverbs Teach Us About Money - PART 1

There are plenty of proverbs and axioms that aren’t meant to be about money, but we can easily learn a financial lesson from them anyway. We’ll show you the hidden money meanings behind some of these popular sayings. We'll also answer an email question about whether you should take Social Security while working.