The Retire Happy Podcast
Financial and retirement guidance San Diego‘s John Iammarino of Securus Financial and Thomas O‘Connell of International Financial Advisory Group, Inc. in Rockaway, New Jersey. John is a veteran of the financial services industry, a Certified Medicaid Planner, and a National Social Security Advisor. He founded Securus Financial to help retirees and soon-to-be retirees ensure that their retirements provide them with financial peace of mind and the security they need to enjoy their golden years. Thomas has spent 30+ years assisting families with retirement planning, college planning and wealth management. He specializes in working with high net worth individuals, families and business owners. John & Thomas are longtime friends and will use the podcast to help make sure they‘re keeping retirement happy from coast-to-coast.
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Episodes
Thursday Feb 20, 2020
Thursday Feb 20, 2020
This is part 2 of our discussion from a few weeks ago about the roadmap to retirement success. We previously discussed how income planning forms the foundation of a retirement plan, but we'll turn our attention on this episode to investing. What is the typical investing ideology of today's retiree? Why might we want to approach investing differently as we get closer to retirement? What is Sequence of Returns Risk? We'll address those questions and more on this episode.
Important Info:
Securus Financial Site: https://www.gosecurus.com/
Call John: (858) 935-6210
Thursday Feb 06, 2020
Thursday Feb 06, 2020
John gives us an overview of some of the changes the SECURE Act is bringing to the retirement planning landscape. We'll also talk about the role cash plays in our financial plans. Can you ever have too much cash sitting around? And Lisa in Carmel Valley wants to know if her family will be OK taking the DIY approach to retirement planning.
Important Info:
Securus Financial Site: https://www.gosecurus.com/
Call John: (858) 935-6210
Thursday Jan 16, 2020
Thursday Jan 16, 2020
We debut a new format for the podcast on today's show. We'll do a deep dive into the first part of what it takes to develop the roadmap for reitrement success and happiness. Today's conversation centers around income planning, the foundation of a fundamentally sound retirement plan.
Important Info:
Securus Financial Site: https://www.gosecurus.com/
Call John: (858) 935-6210
Thursday Jan 02, 2020
Thursday Jan 02, 2020
Trustworthy. Likeable. Problem-solving. Good listener. We should be describing your financial advisor or a potential advisor if you’re in the process of finding one. On today’s show, we’ll talk about why it’s so important for your advisor to embrace these kinds of characteristics. That’s the easy part. But we’ll also tackle the harder part and discuss some tangible ways how you can determine if an advisor has these characteristics or not.
Important Info:
Securus Financial Site: https://www.gosecurus.com/
Call John: (858) 935-6210
Thursday Dec 05, 2019
Thursday Dec 05, 2019
Did you know that the new tax rules have caused a decline in charitable giving? With so many people taking the standard deduction now there's less incentive to donate as much money to charity. Since this is the season of giving, John will walk through several strategies you can utilize to increase your charitable giving in the years ahead and still reap tax benefits along the way. We guarantee you'll learn something on today's podcast that you didn't know going into it. We'll take a look at QCDs, donor advised funds, bunching, and more... And, side note, this is the only episode we'll post in December before getting back into action in 2020. Happy Holidays to all the fans of the Retire Happy Podcast!
Important Info:
Securus Financial Site: https://www.gosecurus.com/
Call John: (858) 935-6210
Thursday Nov 21, 2019
Thursday Nov 21, 2019
This week focuses on Roth IRA conversions. What are they? What are the benefits? What are the determining factors to know if they are suitable for you? John will answer all of these questions in detail on today's show.
Important Info:
Securus Financial Site: https://www.gosecurus.com/
Call John: (858) 935-6210
Thursday Nov 07, 2019
Thursday Nov 07, 2019
On today's show, John describes how he was able to move a couple of his clients into a more tax efficient plan. He also answers a question from Lucy who is wondering how often she should be meeting with her advisor.
Important Info:
Securus Financial Site: https://www.gosecurus.com/
Call John: (858) 935-6210
Thursday Oct 17, 2019
Thursday Oct 17, 2019
Some people think we’re on the cusp of the next stock market crash. Others predict that we’re just due for a minor correction. And another camp thinks we’ll continue an upward trend. We don’t know who is right or when any of those options will occur. But let’s talk about what the next market crash might look like, even if we don’t know when it will come.
Important Info:
Securus Financial Site: https://www.gosecurus.com/
Call John: (858) 935-6210
Thursday Oct 03, 2019
Thursday Oct 03, 2019
There are some important lessons that flying can teach us about retirement planning. There are surprisingly more common points than you may think.
Important Info:
Securus Financial Site: https://www.gosecurus.com/
Call John: (858) 935-6210
Thursday Sep 19, 2019
Thursday Sep 19, 2019
We'll continue our conversation about why we make excuses for sticking with the wrong advisor. Alex will have a question for us whether he should take some money and risk off the table given recent 401(k) growth. And John Iammarino will give us an a little checklist of items we should be thinking about as we go through the second half of 2019, specifically if you're recently retired or nearing retirement.
Important Info:
Securus Financial Site: https://www.gosecurus.com/
Call John: (858) 935-6210